LIC AAO Recruitment 2025 Notification:
Life Insurance Corporation of India (LIC) has released the AAO (Generalist) Recruitment 2025-32nd Batch. The official notification lays out 350 vacancies, the full exam calendar, eligibility, fee, salary, selection process, and the complete “how to apply” workflow. Below, you’ll find a clear, human-friendly explainer of every important detail, plus preparation tips and a checklist so you can move from reading to applying with confidence.
Always cross-check any dates or rules directly in the official PDF before submitting your form. LIC can modify timelines for exigencies, and the English version of the ad prevails.

What’s in the LIC AAO 2025 Notification
- Post: Assistant Administrative Officer (AAO) – Generalist (32nd Batch)
- Vacancies: 350 (category-wise breakup below)
- Age (as on 01.08.2025): 21–30 years (relaxations apply)
- Qualification: Bachelor’s degree in any discipline from a recognized university
- Pay Scale (new): Basic ₹88,635 in the scale ₹88,635–4,385(14)–1,50,025–4,750(4)–₹1,69,025; approx. ₹1.26 lakh/month in ‘A’ class city at starting basic (with admissible allowances)
- Selection: Prelims → Mains (Objective + Descriptive) → Interview → Pre-recruitment medical
- Fees (online): SC/ST/PwBD: ₹85 (intimation) + GST + bank charges; Others: ₹700 (fee-cum-intimation) + GST + bank charges
Key dates:
- Apply online & pay fee: 16 Aug–08 Sep 2025
- Prelims: 03 Oct 2025 (tentative)
- Mains: 08 Nov 2025 (tentative)
Note: LIC has also issued notifications for Specialists and Assistant Engineers alongside AAO. Media reports indicate the combined drive spans hundreds of posts; refer to the respective PDFs on LIC’s website for exact figures applicable to your stream.
Vacancy details (AAO–Generalist)
- Total: 350
- Category-wise (including backlog): SC 51, ST 28, OBC 91, EWS 38, UR 142.
- PwBD (horizontal): LD 4, VI 4, HI 6, ID/MD 6 (as per RPwD Act). Vacancies are provisional and may vary with organisational requirements.
Eligibility (as on 01.08.2025)
Age limit
- Minimum: 21 years; Maximum: 30 years (born not earlier than 02.08.1995 and not later than 01.08.2004, both days inclusive).
- Relaxations:
- SC/ST: +5 years
- OBC: +3 years
- PwBD (Gen): +10 years; PwBD (OBC): +13; PwBD (SC/ST): +15
- Ex-Servicemen/ECO/SSCO: as per category (5/8/10 years)
- Confirmed LIC employees: further +5 years.
Educational qualification
- Bachelor’s degree in any discipline from a recognized Indian University/Institution. Results must be declared on or before 01.08.2025 (documentary proof required at interview). Equivalent qualifications are not considered.
Emoluments & benefits
- Basic Pay: ₹88,635 per month in the revised scale up to ₹1,69,025.
- Approx. gross at start: ~₹1,26,000 per month in ‘A’ class city (with HRA/CCA etc., as admissible).
- Perks/Benefits: Defined Contributory Pension, special allowances for III/Actuarial exams, Gratuity, LTC, Cash Medical, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, vehicle loan (2W/4W) as per rules, meal coupons, reimbursements (briefcase/newspaper/mobile/furniture/maid allowance), etc. (as per rules, subject to change).
Application fee / intimation charges (online only)
- SC/ST/PwBD: ₹85 (intimation) + GST + bank charges
- All others: ₹700 (fee-cum-intimation) + GST + bank charges
- Window: 16 Aug–08 Sep 2025. Fees are non-refundable.
Exam dates (tentative) & admit cards
- Prelims: 03 Oct 2025
- Mains: 08 Nov 2025
- Call letters: Available ~7 days before each exam on LIC’s website under Careers. Keep checking for updates; LIC may revise dates if needed.
Selection process & exam pattern
Phase I – Preliminary Examination (online, 1 hour, no negative marking)
You must qualify section-wise.
Section | Qs | Marks | Medium | Time | Minimum qualifying marks* |
---|---|---|---|---|---|
Reasoning Ability | 35 | 35 | Eng & Hindi | 20 min | SC/ST/PwBD: 16; Others: 18 |
Quantitative Aptitude | 35 | 35 | Eng & Hindi | 20 min | SC/ST/PwBD: 16; Others: 18 |
English Language (grammar/vocab/comprehension) | 30 | Qualifying | English | 20 min | SC/ST/PwBD: 9; Others: 10 |
English is qualifying only; its marks are not counted for ranking. About 20× the vacancies (category-wise, subject to availability) are shortlisted for Mains.
Phase II – Main Examination (online)
Objective (2 hours, 300 marks) with separate sectional timing, no negative marking:
- Reasoning Ability: 30 Qs / 90 marks / 40 min (Min: SC/ST/PwBD 40; Others 45)
- General Knowledge, Current Affairs: 30 Qs / 60 marks / 20 min (Min: 27/30)
- Data Analysis & Interpretation: 30 Qs / 90 marks / 40 min (Min: 40/45)
- Insurance & Financial Market Awareness: 30 Qs / 60 marks / 20 min (Min: 27/30)
Descriptive English (30 min, 25 marks), Emails, Reports, Situation Analysis & Precis Writing—qualifying only.
Only candidates who qualify for the objective part will have their descriptive answers evaluated.
Phase III – Interview
- Max: 60 marks; Qualifying: UR/EWS/OBC 30, SC/ST/PwBD 27.
- About 3× the vacancies (subject to availability) are called. Final merit = Mains (objective) + Interview (English/Descriptive is qualifying). Pre-recruitment medical follows.
Syllabus guide (what to study)
While LIC doesn’t publish a micro-syllabus, the notification and past patterns allow a practical roadmap:
- Reasoning: Seating arrangements, puzzles, syllogisms, inequalities, coding–decoding, blood relations, direction test, alphanumeric series, order & ranking, input–output.
- Quantitative Aptitude / Data Analysis & Interpretation: Simplification/approximation, number series, quadratic equations, arithmetic word problems (ratio, percentage, SI/CI, time–work, time–speed–distance, mensuration, profit–loss), DI sets (tables, line/bar/pie, caselets), data sufficiency.
- General Knowledge & Current Affairs: National & international events, economy/banking/insurance news, reports & indices, budget & economic surveys, appointments, awards, books/authors, science & tech, sports.
- Insurance & Financial Market Awareness: Basics of insurance contracts/principles, IRDAI framework, LIC products (at a conceptual level), bancassurance, financial markets (money/capital), regulators (RBI/SEBI/IRDAI), mutual funds, NBFCs, monetary & fiscal basics.
Use the official handouts and prior-year patterns from reputable prep sources for depth; LIC will publish an Information Handout with the call letters
How to apply (step-by-step)
1. Visit the LIC website → Careers → “Recruitment of AAO (Generalist/Specialists/Assistant Engineers) 2025”.
2. Click “New Registration”, enter Name, Email, Mobile to get your Provisional Registration No. & Password (also sent via email/SMS).
3. Save & Next: You can partially fill and save, then return to complete before final submission.
4. Upload (as per specs):
- Photo (recent, 200×230 px preferred), signature (black ink), left thumb impression, and handwritten declaration (“I, Name, hereby declare…”)—in your own handwriting in English.
- Signature in CAPS not accepted. If left thumb unavailable, use right thumb.
5. Fill details carefully, preview, correct if needed.
6. Pay online (cards/net-banking/UPI etc.). Print the e-receipt + application form after payment.
7. Track your email/SMS and LIC Careers page for call letters and updates.
Important rules & accessibility
- Multiple applications: Apply for ONE post only among AAO Generalist/Specialist/AE. Multiple applications can be cancelled; fees for other registrations are forfeited. Multiple attendance will lead to rejection.
- PwBD: 4% horizontal reservation; scribe/compensatory time as per GOI norms with requisite certificates (Annexures).
- Identity & documents: Bring a valid photo ID (matching call letter name) and a photocopy; report well before the time you may spend ~3 hours at the venue, including verification.
- Normalization: Scores may be normalized via equi-percentile if multiple sessions are used.
Smart preparation plan (8–10 weeks)
1. Map the weightage: Reasoning & DI carry 90 marks each in Mains, treat them as anchors. English is qualifying; still practicing for the descriptive paper to avoid disqualification.
2. Daily routine (2–4 hrs on weekdays; longer on weekends):
- Reasoning/DI: Alternate days; one full DI set + 2 puzzles daily.
- Quant basics: 30–40 mins drills (percentages, ratio, algebra).
- GK/CA: 30 mins daily + weekly revision; focus on economy/insurance.
- Insurance/Finance Awareness: 3 focused sessions per week.
- Descriptive English: 2 emails + 1 report/precis per week; timed typing.
3. Mocks & analysis:
- 6–8 Prelims mocks; 6–8 Mains mocks; analyze for accuracy and time splits.
- Build a “mistake log” (topics, error type, fix note, next review date).
4. Source hygiene: Use official PDFs, reliable handouts, and past trend summaries from reputable exam portals to avoid rumor-based “syllabus” lists.
Common mistakes to avoid
- Ignoring sectional minimums, you must clear each section in both Prelims and Mains.
- Treating English as “optional.” It’s qualifying, but failure here can end your attempt.
- Upload errors (wrong size/signature in caps) leading to rejection.
- Waiting till the last day to apply/pay, network rush, and payment failures are common.
Category-wise tips
- Fresh graduates: Prioritize concept building and speed drills; practice sectional timing early.
- Working candidates: Focus on high-yield topics, take mocks on weekends; do 20-minute micro-sessions on weekdays.
- Non-math background: Emphasize arithmetic word problems + DI pattern recognition; maintain a formula sheet.
- Repeat test-takers: Start with a diagnostic mock; plug last year’s gaps first (e.g., DA/DI or Insurance Awareness).
Documents checklist (before you click “Submit”)
- Valid Email ID & Mobile (active till the end of recruitment)
- Scanned Photo, Signature, Left Thumb Impression, Handwritten Declaration—as per size/specs
- Category/Reservation documents as applicable (SC/ST/OBC-NCL/EWS, PwBD, Ex-Servicemen) in prescribed formats
- Graduation proof with DoP (on/before 01.08.2025)
- Payment method ready (card/UPI/netbanking)
Final word
The LIC AAO Recruitment 2025 Notification offers a coveted entry into India’s largest life insurer with strong pay, stability, and growth. If you’re eligible, apply early, master the high-weightage sections (Reasoning, DI), stay sharp on Insurance/Finance Awareness, and practice descriptive writing to clear the qualifying bar.
Ready to apply?
Visit LIC → Careers → Recruitment of AAO (Generalist) 2025, register, upload documents as per specs, pay the fee, and submit before 08 Sep 2025. Keep your email/SMS active for call letters and updates.
1. What is the total number of AAO (Generalist) vacancies in 2025?
350 vacancies (including backlog), subject to change.
2. What are the application dates?
16 Aug to 08 Sep 2025 (online only).
3. When are the Prelims and Mains?
Prelims: 03 Oct 2025; Mains: 08 Nov 2025 (tentative)
4. Is there negative marking?
No, neither in Prelims nor in Mains. Sectional minimums apply.
5. What is the fee?
SC/ST/PwBD: ₹85 (+GST/bank charges); others: ₹700 (+GST/bank charges). Non-refundable.
6. What’s the salary?
Basic ₹88,635; approx. ₹1.26 lakh/month (A-class city) at start, plus extensive benefits as per rules.